Privacy

The Ardagh Financial team is committed to maintaining accuracy, security and privacy of in accordance with applicable legislation. Ardagh Financial's Privacy Policy states the principles and guidelines concerning the protection of Personal Information of our clients, service providers and other individuals.

Privacy Statement
Ardagh Financial's Privacy Commitment is outlined in the following 10 principles. Each principle is to guide and govern the values established by the Personal Information and Electronic Documents Act (PIPEDA).

Principle 1 - Accountability
Each FCIDB and IFIC member is responsible for maintaining and protecting the client's information under its control. Each member firm is required to designate an individual or individuals who is accountable and responsible for its company's compliance with PIPEDA.

Principle 2 - Identifying the Purposes
Broker members will develop methods that clearly identify which client information shall be required before or at the time information is collected.

Principle 3 - Obtaining Consent
Establishing consent from the client is a requirement of the collection and its use or disclosure of personal information, except where required or permitted by law.

Principle 4 - Limiting Collection
Member firms will limit the collection of information to those details that are necessary for the purposes identified by the transaction and/or those of its associated companies and/or under any of the terms of its financial institutional agency agreements.

Principle 5 - Limited Use, Disclosure and Retention
Client information may only be used or disclosed for the purpose for which it was collected unless the client has otherwise consented. Member firms will establish and retain the information for the period of time required to fulfill the purpose for which it was collected or required or permArdagh Financialitted by law.

Principle 6 - Accuracy
Member firms must keep client information up-to-date as is necessary for the purposes for which it was obtained and if required, maintain its accuracy and completeness.

Principle 7 - Keeping Secure
FCIDB and IFIC member client's information must be protected by security safeguards and procedures, which are appropriate to the sensitivity level of the information.

Principle 8 - Safeguards and Procedures
FCIDB and IFIC members are required to make available information to clients concerning the policies and practices that apply to the management and safeguards of their personal information.

Principle 9 - Client Access
Upon request, FCIDB and IFIC member clients shall be informed of the existence, use and disclosure of their information and be provided access to it. This allows clients to verify the accuracy and completeness of their information and if appropriate, request that information be amended.

Principle 10 - Client Concerns or Complaints
Clients of FCIDB broker agents and IFIC members may direct any enquires or questions with respect to the FCIDB and IFIC standard principles on privacy to the member firm's designated privacy officer.